AFR's experience and knowledge of everything from flood zone determinations, Elevation Certificates, to the latest regulatory changes affecting flood insurance ensures that you have all of the facts when making flood related decisions.
National Flood Insurance Program
Rates and guidelines are set by the federal government.
Some properties qualify for subsidized rates.
Elevation Certificate may be required to rate.
Need a knowledgeable agent to make sure you are quoted correctly and getting the correct savings.
Private Flood Insurance Program
Alternative to the federal government's National Flood Insurance Program and backed by 'A' rated carriers.
Elevation Certificate is not required.
Across the board replacement cost for loss settlement.
Excess, Builder's Risk, Business Interruption or Rental Value coverage available.